19th August is observed as Chit Fund Day, marking an important milestone in the history of one of India's oldest community-based financial mechanisms. On this day in 1982, the Chit Funds Act received Presidential assent, providing a formal statutory framework for regulating chit fund business in Ind...
Insights
Who Should Pay For UPI?
09.08.26 09:35 PM - Comment(s)
Should you pay for UPI? A new law opens the door to charges. Here's the case for why the Government, not users, should foot the bil
Collateral Free Business Loans
05.08.26 08:42 PM - Comment(s)
A complete guide to CGTMSE collateral-free business loans for MSMEs. Learn eligibility, required documents, application process and key benefits
FIFA 2026 Semifinals
16.07.26 01:32 PM - Comment(s)
I watched both the FIFA World Cup 2026 semifinal matches live. It couldn't have gotten any better. Two matches, played within 24 hours of each other and yet they felt like they were from two completely different schools of football thinking.
Football has an uncanny way of teaching business lessons. B...
Debt Burden in MSMEs
17.06.26 02:33 PM - Comment(s)
A white paper on the financial status of Tamil Nadu was released yesterday. I haven't had the opportunity to read the entire report yet. I have only seen some of the key highlights. The broad takeaway appears to be rapidly rising debt levels alongside concerns about revenue growth, particularly the ...
ECLGS 5.0
14.05.26 12:26 PM - Comment(s)
The Government of India has approved Emergency Credit Line Guarantee Scheme for extending additional credit support to eligible business borrowers in view of West Asia situation
Compassion Amplified -Mr. Raghunathan Ramarao
07.05.26 11:11 AM - Comment(s)
Leaders I Met is a series where I share leadership lessons from people I have had the opportunity to interact with. This post covers my interaction with Mr.Raghunathan Ramarao.
Election Blockbuster: TVK's Masterclass
05.05.26 02:06 PM - Comment(s)
The Tamil Nadu state election results were announced yesterday. It created an earthquake of sorts and ushered in a new political era. Vijay, among the top film stars, decided to leave his career at its peak and serve the people through electoral politics. He started Tamilaga Vettri Kazhagam (TVK) as...
Xerox This
31.03.26 01:12 PM - Comment(s)
FY2025-26 was demanding. Full of meetings, revised plans, deadlines and moments that tested patience in ways I hadn't quite anticipated. And yet, as I sit down to reflect on this year, the sharpest lesson didn't come from any of that. It came from a roadside shop.
I had gone to the e-sevai center to ...
The People's Leader - Datuk Seri M. Saravanan
26.03.26 12:04 PM - Comment(s)
I first met Datuk Seri M. Saravanan around 2018. At that point, it was purely an introduction with no particular depth to it. I used to accompany my Rotary friends when they went to meet him and I was more of an observer than a participant in those early interactions.
Probably one of the first things...
