Blog tagged as MSME

Collateral Free Business Loans

05.08.26 08:42 PM - By Anand Saravana Raj - Comment(s)
Collateral Free Business Loans
A complete guide to CGTMSE collateral-free business loans for MSMEs. Learn eligibility, required documents, application process and key benefits

FIFA 2026 Semifinals

16.07.26 01:32 PM - By Anand Saravana Raj - Comment(s)
FIFA 2026 Semifinals

I watched both the FIFA World Cup 2026 semifinal matches live. It couldn't have gotten any better. Two matches, played within 24 hours of each other and yet they felt like they were from two completely different schools of football thinking.

Football has an uncanny way of teaching business lessons. B...

Debt Burden in MSMEs

17.06.26 02:33 PM - By Anand Saravana Raj - Comment(s)
Debt Burden in MSMEs

A white paper on the financial status of Tamil Nadu was released yesterday. I haven't had the opportunity to read the entire report yet. I have only seen some of the key highlights. The broad takeaway appears to be rapidly rising debt levels alongside concerns about revenue growth, particularly the ...

ECLGS 5.0

14.05.26 12:26 PM - By Anand Saravana Raj - Comment(s)
ECLGS 5.0
The Government of India has approved Emergency Credit Line Guarantee Scheme for extending additional credit support to eligible business borrowers in view of West Asia situation

Xerox This

31.03.26 01:12 PM - By Anand Saravana Raj - Comment(s)
Xerox This

FY2025-26 was demanding. Full of meetings, revised plans, deadlines and moments that tested patience in ways I hadn't quite anticipated. And yet, as I sit down to reflect on this year, the sharpest lesson didn't come from any of that. It came from a roadside shop.

I had gone to the e-sevai center to ...

Quiet Clarity in Investing

05.03.26 02:11 PM - By Anand Saravana Raj - Comment(s)
Quiet Clarity in Investing

I had the opportunity to meet Mr. Chandrashekar Kupperi, Founder of ANOVA Corporate Services Pvt Ltd and General Partner at Peaceful Progress. As I am currently writing a book on fundraising, I felt it was important to understand investor expectations more deeply. And who better to speak to than Mr....

Would You Voluntarily Pledge Gold? 

16.02.26 01:25 PM - By Anand Saravana Raj - Comment(s)
Would You Voluntarily Pledge Gold? 
RBI has increased the collateral-free loan limit for Micro and Small enterprises. However there is a grey area in the notification. This post is to share my thoughts on it.

Union Budget 2026-27

02.02.26 03:23 PM - By Anand Saravana Raj - Comment(s)
Union Budget 2026-27

The Hon’ble Finance Minister Ms. Nirmala Sitharaman, presented the Union Budget for 2026–27. This budget comes at a time of global uncertainty and realignment. Rather than dramatic announcements done last year, when the Income Tax rates were slashed, the Finance Minister has focussed solely on the b...

India-EU Free Trade Agreement

28.01.26 01:03 PM - By Anand Saravana Raj - Comment(s)
India-EU Free Trade Agreement

The India-EU trade deal, which started in 2007, has finally come to a conclusion. The last year saw a serious tussle involving the EU and India over Russian imports. The US aligned with the EU against India and imposed punitive measures through tariffs. Howeve...

Cash is King. Always

19.01.26 03:28 PM - By Anand Saravana Raj - Comment(s)
Cash is King. Always
In business, cash flow is the very important. Without cash, the business collapses immediately. Read on to know more.

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